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Mortgage Refinance Companies in St Clair Shores, MI
Looking for a mortgage refinance company in St Clair Shores? Review the directory below to compare your options.
5 agents listed
Updated May 2026
St Clair Shores, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Michigan before hiring.
Showing 5 mortgage refinance companies in St Clair Shores, MI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Lake Pointe Mortgage, L.L.C.
27735 Jefferson Ave, St Clair Shores, MI 48081
5868799308
Jason Budny at Rocket Mortgage NMLS 1484897
N/A, St Clair Shores, MI 48080
5869962023
Anthony Kachman Mortgage Broker
22405 Carolina St, St Clair Shores, MI 48080
5864195214
Mortgage Center Title
26800 Harper Ave, St Clair Shores, MI 48081
5862220162
PNC Mortgage
24612 Harper Ave, St Clair Shores, MI 48080
5867715301
A mortgage refinance company in St Clair Shores Michigan helps homeowners replace their existing home loan with a new one. Michigan law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand the St Clair Shores housing market and can guide you through the refinance process.
What Does a Mortgage Refinance Company in St Clair Shores Cost?
Typical costs for a mortgage refinance in Michigan range from 2 to 6 percent of the loan amount. This includes appraisal fees 400 to 600 dollars, origination fees 0.5 to 1 percent of the loan, and title insurance 500 to 1000 dollars. Michigan recording fees and transfer taxes may add 100 to 300 dollars. Costs vary by lender and loan type. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in St Clair Shores?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Michigan lenders also require a property appraisal to confirm the home value.
How long does a mortgage refinance take in Michigan?
A standard refinance in Michigan usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes extra time.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Michigan.