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Compare mortgage refinance companies in Roseville. Review contact information and insurance categorys before you decide.
2 agents listed
Updated May 2026
Roseville, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Michigan before hiring.
Showing 2 mortgage refinance companies in Roseville, MI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mortgage, Bank of America
20695 12 Mile Rd, Roseville, MI 48066
7344722136
Hard Money Lenders Roseville MI
18600 Florence St, Roseville, MI 48066
5869913971
Mortgage refinance companies in Roseville Michigan help homeowners lower their interest rate or change loan terms. Michigan law requires lenders to provide a Loan Estimate within three business days of application. Local Roseville lenders understand the Wayne County housing market and can guide you through the refinance process.
What Does a Mortgage Refinance Company in Roseville Cost?
Typical costs for a mortgage refinance in Michigan include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of 400 to 600 dollars, and title insurance costs of 500 to 1,000 dollars. Third party fees like credit report and recording fees add 100 to 300 dollars. Total closing costs often range from 2% to 5% of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Roseville Michigan?
You typically need pay stubs, tax returns, bank statements, and a photo ID. Michigan lenders also require proof of homeowners insurance. The exact list depends on your loan type and lender.
How long does a mortgage refinance take in Michigan?
A standard refinance in Michigan usually takes 30 to 45 days from application to closing. Delays can occur if an appraisal is needed or if documents are incomplete. Michigan law does not set a specific time limit for the process.
Are there Michigan specific laws that affect mortgage refinancing?
Yes. Michigan has a three day right of rescission for most refinances, meaning you can cancel the loan for any reason within three business days after signing. Also, Michigan law requires lenders to disclose all fees in the Loan Estimate.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Michigan.