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Directory of mortgage refinance companies in Romeo, Michigan. Verify credentials with the state mortgage licensing authority before hiring.
2 agents listed
Updated May 2026
Romeo, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Michigan before hiring.
Showing 2 mortgage refinance companies in Romeo, MI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
UWIN Home Loans LLC
288 S Main St, Romeo, MI 48065
8559008946
The Mortgage Network - Michigan
228 N Main St # F, Romeo, MI 48065
2488358253
Mortgage refinance companies in Romeo Michigan help homeowners lower their interest rates or change loan terms. Michigan law requires lenders to provide a Loan Estimate within three business days of application. Local Romeo lenders understand the Oakland and Macomb county housing markets and can guide you through Michigan specific refinance rules.
What Does a Mortgage Refinance Company in Romeo Cost?
Typical costs for a mortgage refinance in Michigan include an appraisal fee of 400 to 700 dollars, origination fees of 0.5 to 1.5 percent of the loan amount, and title insurance which can cost 500 to 1,500 dollars. Closing costs in Michigan usually range from 2 to 5 percent of the loan principal. These costs vary by lender, loan size, and property location. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Romeo Michigan?
You typically need pay stubs, tax returns, bank statements, and a photo ID. Michigan lenders also require proof of homeowners insurance. The exact list depends on your loan type and lender.
How long does a mortgage refinance take in Michigan?
A standard refinance in Michigan usually takes 30 to 45 days from application to closing. Michigan law requires a three day right of rescission period after signing. Delays can happen if an appraisal or title work takes longer.
Are there Michigan specific rules for refinancing a mortgage?
Yes. Michigan is a non judicial foreclosure state which affects refinance terms. Lenders must follow the Michigan Consumer Protection Act. Also, Michigan does not allow prepayment penalties on most residential mortgages.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Michigan.