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Compare mortgage refinance companies in Rockford. Review contact information and insurance categorys before you decide.
6 agents listed
Updated May 2026
Rockford, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Michigan before hiring.
Showing 6 mortgage refinance companies in Rockford, MI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Legacy Mortgage - Amanda Korte
4765 14 Mile Rd NE, Rockford, MI 49341
6166343488
The Napieralski Home Lending Team at Northpointe Bank
19 N Monroe St, Rockford, MI 49341
6169709800
VanDyk Mortgage Corporation
122 Courtland St #201, Rockford, MI 49341
6168894411
Team Mortgage Company
21 N Monroe St Suite A, Rockford, MI 49341
6169749710
Chase Home Lending
23 S Main St, Rockford, MI 49341
6167717006
PNC Mortgage
501 E Division St NE, Rockford, MI 49341
6168661589
Mortgage refinance companies in Rockford Michigan help homeowners lower their interest rates or change loan terms. Michigan law requires lenders to provide a Loan Estimate within three business days of application. Local companies in Rockford understand the Kent County housing market and can guide you through the refinance process.
What Does a Mortgage Refinance Company in Rockford Cost?
Typical costs for a mortgage refinance in Michigan include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 600 dollars, and title insurance of 500 to 1,000 dollars. Closing costs often total 2 to 5 percent of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Rockford Michigan?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Michigan lenders also require a property appraisal to confirm your home value.
How long does a mortgage refinance take in Michigan?
A standard refinance in Michigan usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title work takes extra time.
Are there Michigan specific laws for mortgage refinancing?
Yes, Michigan has a 3 day right of rescission for most refinances, allowing you to cancel without penalty. Lenders must also follow the Michigan Mortgage Brokers Act for licensing and disclosure.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Michigan.