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Compare Mortgage Refinance Companies in Rochester Hills, MI

Directory of mortgage refinance companies in Rochester Hills, Michigan. Verify credentials with the state mortgage licensing authority before hiring.

9 agents listed
Updated May 2026
Rochester Hills, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Michigan before hiring.
Showing 9 mortgage refinance companies in Rochester Hills, MI Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Lucrative Home Loans
2490 Walton Blvd. Suite 101, Rochester Hills, MI 48309
2488411240
Trust Mortgage - Aneta Pytel
2530 S Rochester Rd, Rochester Hills, MI 48307
2488082299
Ascend Mortgage
210 Bowdoinhill Dr, Rochester Hills, MI 48309
2487751414
THE LENDERS
112 Walnut Blvd Unit 601, Rochester Hills, MI 48307
2485341720
McLellan Financial Mortgage
71 N Livernois Rd ste b, Rochester Hills, MI 48307
2486197067
Lakeside Advantage Mtg Inc
463 Arms Ct, Rochester Hills, MI 48307
5869972529
Mortgage Broker Michigan
1073 Academy Dr, Rochester Hills, MI 48307
2482665442
Michigan First Mortgage
3250 S Rochester Rd, Rochester Hills, MI 48307
2486662700
Great Lakes Mortgage Services Inc
950 W Avon Rd, Rochester Hills, MI 48307
2483032844

A mortgage refinance company in Rochester Hills Michigan helps homeowners lower their rate or change loan terms. Michigan law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand Oakland County property values and can guide you through the refinance process.

What Does a Mortgage Refinance Company in Rochester Hills Cost?

Typical costs for a mortgage refinance in Michigan range from 2 to 5 percent of the loan amount. This includes an appraisal fee of 400 to 600 dollars, title insurance, and origination fees. Some lenders offer no closing cost options but may charge a higher interest rate. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a mortgage refinance in Rochester Hills Michigan?
You typically need pay stubs, tax returns, bank statements, and a photo ID. Michigan lenders also require a property appraisal to confirm home value.
How long does a mortgage refinance take in Michigan?
Most refinances close in 30 to 45 days. Michigan law gives you a three day right of rescission after signing, which can add time to the process.
Are there Michigan specific rules for refinancing a home?
Yes, Michigan requires lenders to disclose all fees clearly. You also have a right to cancel the refinance within three business days after closing for most primary residences.