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Directory of mortgage refinance companies in New Baltimore, Michigan. Verify credentials with the state mortgage licensing authority before hiring.
4 agents listed
Updated May 2026
New Baltimore, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Michigan before hiring.
Showing 4 mortgage refinance companies in New Baltimore, MI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Genisys Credit Union
47930 Gratiot Ave, New Baltimore, MI 48051
5865981786
Union Home Mortgage - Chesterfield
49940 Gratiot Ave b, New Baltimore, MI 48051
2484311726
Michigan Home Rewards
36622 Green St, New Baltimore, MI 48047
5862910920
Genisys Credit Union - ATM
47930 Gratiot Ave, New Baltimore, MI 48051
5865981786
Mortgage refinance companies in New Baltimore Michigan help homeowners lower their interest rates or change loan terms. Michigan law requires lenders to provide a Loan Estimate within three business days of application. Local lenders understand the real estate market in Macomb County and can guide you through the refinance process.
What Does a Mortgage Refinance Company in New Baltimore Cost?
Typical costs for a mortgage refinance in Michigan include an appraisal fee of 400 to 700 dollars, origination fees of 0.5 to 1 percent of the loan amount, and title insurance costs of 500 to 1,000 dollars. Closing costs usually total 2 to 5 percent of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in New Baltimore Michigan?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Michigan lenders may also ask for a property appraisal to confirm home value.
How long does a mortgage refinance take in Michigan?
A standard refinance in Michigan usually takes 30 to 45 days from application to closing. Delays can happen if the appraisal or title search takes longer than expected.
Are there Michigan specific laws about mortgage refinance fees?
Yes. Michigan law limits prepayment penalties on most residential mortgages. Lenders must also disclose all fees in the Loan Estimate and Closing Disclosure forms.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Michigan.