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Directory of mortgage refinance companies in Holt, Michigan. Verify credentials with the state mortgage licensing authority before hiring.
2 agents listed
Updated May 2026
Holt, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Michigan before hiring.
Showing 2 mortgage refinance companies in Holt, MI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
MSU Federal Credit Union
2313 Cedar St, Holt, MI 48842
5173332424
Bay Equity Home Loans
1995 N Cedar St suite 4 office 3, Holt, MI 48842
5178853800
Mortgage refinance companies in Holt, Michigan help homeowners lower their interest rate, change loan terms, or access home equity. Michigan law requires lenders to provide a Loan Estimate within three business days of application. Local Holt borrowers can work with licensed mortgage brokers or direct lenders to find competitive rates.
What Does a Mortgage Refinance Company in Holt Cost?
Typical costs for refinancing a mortgage in Michigan include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance of 500 to 1,000 dollars. Closing costs usually total 2 to 5 percent of the loan principal. These amounts vary based on your loan size, credit score, and lender. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Holt Michigan?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Michigan lenders also require a property appraisal to confirm your homes current value.
How long does a mortgage refinance take in Michigan?
A standard refinance in Michigan usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal is slow or if additional documents are requested.
Are there Michigan laws that protect me when refinancing?
Yes, Michigan law requires lenders to give you a three day right of rescission after closing. This allows you to cancel the refinance for any reason within three business days without penalty.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Michigan.