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Find Mortgage Refinance Companies in Harper Woods, MI
Compare mortgage refinance companies in Harper Woods. Review contact information and insurance categorys before you decide.
2 agents listed
Updated May 2026
Harper Woods, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Michigan before hiring.
Showing 2 mortgage refinance companies in Harper Woods, MI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
The Michigan Mortgage Exchange
19946 Harper Ave, Harper Woods, MI 48225
5862380220
Chase Home Lending
20675 Vernier Rd, Harper Woods, MI 48225
7344444420
A mortgage refinance company in Harper Woods, Michigan helps homeowners replace their existing home loan with a new one. Michigan law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand the Wayne County property market and can guide you through the process.
What Does a Mortgage Refinance Company in Harper Woods Cost?
Typical costs for a mortgage refinance in Michigan include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $600, and title insurance of $500 to $1,200. Closing costs usually range from 2% to 5% of the loan principal. These are general estimates; actual costs vary by lender, loan type, and property location. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance my mortgage in Harper Woods?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Michigan lenders also require a property appraisal to confirm the home value.
How long does a mortgage refinance take in Michigan?
A standard refinance in Michigan usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title work takes extra time.
Are there Michigan laws that affect refinancing costs?
Yes, Michigan imposes a state transfer tax of 0.11% on the loan amount for refinances. Some local municipalities in Wayne County may add their own recording fees.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Michigan.