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Find Mortgage Refinance Companies in Grand Rapids, MI

Looking for a mortgage refinance company in Grand Rapids? Review the directory below to compare your options.

20 agents listed
Updated May 2026
Grand Rapids, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Michigan before hiring.
Showing 20 mortgage refinance companies in Grand Rapids, MI Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Treadstone Mortgage
210 Fulton St E, Grand Rapids, MI 49503
6167749160
VanDyk Mortgage Corporation
2449 Camelot Ct SE, Grand Rapids, MI 49546
8884826395
Team Mortgage Company, LLC
5043 Cascade Rd SE A, Grand Rapids, MI 49546
6169749710
Member First Mortgage
616 44th St SE, Grand Rapids, MI 49548
8668981818
Heartland Home Mortgage
6190 Kalamazoo Ave SE, Grand Rapids, MI 49508
8773500007
Mortgage 1 Inc.
3243 E Paris Ave SE, Grand Rapids, MI 49512
6169573480
West Michigan Mortgage
620 Stocking Ave NW, Grand Rapids, MI 49504
6163305933
My City Home Loans
824 Bridge St NW Suite 1, Grand Rapids, MI 49504
6166224022
Lake State Mortgage
5500 Northland Dr NE Suite J, Grand Rapids, MI 49525
6164812232
Priority Home Mortgage - Grand Rapids
3333 Grand Ridge Dr NE, Grand Rapids, MI 49525
6169511561
Cross Country Mortgage - Jason Jenkins
2025 E Beltline Ave SE Suite 308, Grand Rapids, MI 49546
6162939186
Midwest Mortgage Lending
1444 Michigan St NE STE 5, Grand Rapids, MI 49503
6163232026
MiMutual Mortgage powered by Supreme Lending - Grand Rapids, MI
4595 Broadmoor Ave SE STE 100, Grand Rapids, MI 49512
6168886222
Homes And Loans Of West MI LLC
2021 44th St SE Ste C, Grand Rapids, MI 49508
6163343113
Zach Tebos - Mortgage Loan Officer, Lake Michigan Credit Union (LMCU) NMLS#1180225
2720 Lake Michigan Dr NW, Grand Rapids, MI 49504
6162346361
Neil Siebert - First Community Mortgage - NMLS ID 136552
5075 Cascade Rd SE A, Grand Rapids, MI 49546
6164507886
Ruoff Mortgage - Grand Rapids
1555 Arboretum Dr SE #101, Grand Rapids, MI 49546
6164584500
Steve Kik Mortgage Loan Originator - NMLS #784203
2209 Plainfield Ave NE, Grand Rapids, MI 49505
6167237739
Pam Daniels - VanDyk Mortgage Corporation
4436 Broadmoor Ave SE, Grand Rapids, MI 49512
6164224343
United Lending Company LLC, NMLS 2191044
2231 Christine Ct SE, Grand Rapids, MI 49546
6169167938

Mortgage refinance companies in Grand Rapids Michigan help homeowners lower their interest rates or change loan terms. Michigan law requires lenders to provide a clear Loan Estimate within three business days of application. Local companies understand the Grand Rapids housing market and can guide you through the refinance process.

What Does a Mortgage Refinance Company in Grand Rapids Cost?

Typical costs for a mortgage refinance in Michigan include an origination fee of 0.5 to 1.5 percent of the loan amount an appraisal fee of 400 to 700 dollars and title insurance of 500 to 1 000 dollars. Closing costs usually total 2 to 5 percent of the loan principal. These costs vary by lender loan type and property value. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a mortgage refinance in Grand Rapids?
You typically need pay stubs tax returns bank statements and a photo ID. Michigan lenders also require a property appraisal. Your refinance company will give you a complete list based on your loan type.
How long does a mortgage refinance take in Michigan?
A standard refinance in Michigan usually takes 30 to 45 days from application to closing. Delays can happen if the appraisal or title work takes longer. Your lender must provide a closing disclosure at least three business days before closing.
Are there Michigan specific rules for refinancing a mortgage?
Yes Michigan has a 30 day right of rescission period for refinances on your primary home. This means you can cancel the loan for any reason within three business days after signing. Michigan also requires lenders to be licensed under the Michigan Mortgage Lending Act.