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Find Mortgage Refinance Companies in Fraser, MI

Browse mortgage refinance companies serving Fraser, Michigan. Contact information and addresses listed below.

2 agents listed
Updated May 2026
Fraser, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Michigan before hiring.
Showing 2 mortgage refinance companies in Fraser, MI Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
MiMutual Mortgage, Fraser MI
31485 Groesbeck Hwy suite c-1, Fraser, MI 48026
5864812488
MiMutual Mortgage, Fraser MI
31485 Groesbeck Hwy suite c-1, Fraser, MI 48026
5864812488

Mortgage refinance companies in Fraser Michigan help homeowners lower their interest rates or change loan terms. Michigan law requires lenders to provide a Loan Estimate within three business days of application. Fraser residents can access local lenders who understand the Detroit metro housing market.

What Does a Mortgage Refinance Company in Fraser Cost?

Typical costs for a mortgage refinance in Michigan include an origination fee of 0.5 to 1.5 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance of 500 to 1,000 dollars. Third party fees for credit reports and recording may add 100 to 300 dollars. Total closing costs often range from 2 to 6 percent of the loan principal. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a mortgage refinance in Fraser Michigan?
You typically need recent pay stubs, tax returns, bank statements, and a photo ID. Michigan lenders also require proof of homeowners insurance. The exact list depends on your loan type and lender.
How long does a mortgage refinance take in Michigan?
A standard refinance in Michigan usually takes 30 to 45 days from application to closing. Delays can happen if an appraisal or title work takes longer. Michigan law does not set a specific time limit for the process.
Are there Michigan laws that protect homeowners during refinancing?
Yes. Michigan law requires lenders to disclose all fees and terms clearly in the Loan Estimate and Closing Disclosure. You also have a three day right of rescission after signing for most refinances. This lets you cancel without penalty.