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Mortgage Refinance Companies in Flat Rock, MI

Directory of mortgage refinance companies in Flat Rock, Michigan. Verify credentials with the state mortgage licensing authority before hiring.

2 agents listed
Updated May 2026
Flat Rock, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Michigan before hiring.
Showing 2 mortgage refinance companies in Flat Rock, MI Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
RE/MAX Masters of Michigan
28628 Telegraph Rd, Flat Rock, MI 48134
7347830900
Edward Jones - Financial Advisor: Scott Oostdyk, AAMS®|CRPC™
29100 Gateway Blvd Suite 450, Flat Rock, MI 48134
7347526620

A mortgage refinance company in Flat Rock Michigan can help you lower your monthly payment or change your loan terms. Michigan law requires lenders to provide a clear Loan Estimate within three business days of your application. Local companies in Flat Rock understand the Wayne County property market and can guide you through the refinance process.

What Does a Mortgage Refinance Company in Flat Rock Cost?

Typical costs for a mortgage refinance in Michigan include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance costs of 500 to 1,000 dollars. Closing costs generally range from 2 to 5 percent of the loan principal. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

How long does a mortgage refinance take in Flat Rock Michigan?
A typical refinance in Michigan takes 30 to 45 days from application to closing. Delays can occur if your property appraisal or title work takes longer than expected.
What documents do I need for a refinance in Michigan?
You will need recent pay stubs, tax returns for two years, bank statements, and a valid ID. Michigan lenders also require proof of homeowners insurance before closing.
Are there Michigan specific rules for refinancing a home?
Yes. Michigan law requires lenders to provide a disclosure of your right to rescind within three business days after signing. This gives you time to cancel the loan without penalty.