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Find Mortgage Refinance Companies Near You in Farmington, MI
Browse mortgage refinance companies serving Farmington, Michigan. Contact information and addresses listed below.
2 agents listed
Updated May 2026
Farmington, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Michigan before hiring.
Showing 2 mortgage refinance companies in Farmington, MI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
The Mortgage Link | Farmington, MI
330004 Grand River Ave, Farmington, MI 48336
2406838585
Bank of America Home Mortgage
35410 Grand River Ave, Farmington, MI 48335
2484767110
A mortgage refinance company in Farmington Michigan can help you lower your rate or change your loan term. Michigan law requires lenders to provide a Loan Estimate within three business days of application. Local Farmington lenders understand Oakland County property values and can guide you through the refinance process.
What Does a Mortgage Refinance Company in Farmington Cost?
Typical costs for a mortgage refinance in Michigan include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees from 400 to 700 dollars, and title insurance costs of 500 to 1,500 dollars. Third party fees such as credit report and recording fees add 50 to 200 dollars. Total closing costs often range from 2 to 5 percent of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Farmington Michigan?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Michigan lenders also require a property appraisal. The exact list depends on your loan type and lender.
How long does a mortgage refinance take in Michigan?
A standard refinance in Michigan usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title work takes longer. Your lender must provide a Closing Disclosure at least three business days before closing.
Are there Michigan specific rules for mortgage refinancing?
Yes Michigan has a three day right of rescission for most refinances, allowing you to cancel without penalty. Michigan also requires lenders to be licensed through the Nationwide Multistate Licensing System. Prepayment penalties are restricted on many loans.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Michigan.