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Find Mortgage Refinance Companies Near You in Detroit, MI

Compare mortgage refinance companies in Detroit. Review contact information and insurance categorys before you decide.

12 agents listed
Updated May 2026
Detroit, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Michigan before hiring.
Showing 12 mortgage refinance companies in Detroit, MI Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Rocket Mortgage
1050 Woodward Ave, Detroit, MI 48226
8884528179
EG Home Loans
400 Renaissance Center Suite:2600, Detroit, MI 48243
3134593097
Home Advantage Lending
211 W Fort St Suite 1600, Detroit, MI 48226
8009393505
Demetris Holloway, Mortgage Loan Officer
7436 Woodward Ave #205, Detroit, MI 48202
2485210467
Mino Lending Solutions
6001 Cass Ave, Detroit, MI 48202
8666466536
Mortgage Book
1001 Woodward Ave, Detroit, MI 48226
3137778817
Belong Lending
7436 Woodward Ave #205, Detroit, MI 48202
2483258554
Belong Lending l Jalen Scott l Mortgage Broker
7436- 7450 Woodward Ave Suite 205, Detroit, MI 48202
5172142952
Midtown Home Mortgage
1344 Bagley St, Detroit, MI 48226
5862422307
Premiere Mortgage One Company
17800 Woodward Ave, Detroit, MI 48203
7342380931
Eli Gonzalez -The Mortgage Broker
400 Renaissance Center Suite 2600, Detroit, MI 48243
3134593097
PNC Mortgage
15800 E Eight Mile Rd, Detroit, MI 48205
3138399200

Mortgage refinance companies in Detroit Michigan help homeowners replace their existing home loan with a new one. Michigan law requires lenders to provide a Loan Estimate within three business days of application. Detroit residents often refinance to lower their interest rate or switch from an adjustable to a fixed rate mortgage.

What Does a Mortgage Refinance Company in Detroit Cost?

Typical costs for a mortgage refinance in Michigan include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance of 500 to 1,500 dollars. Closing costs in Detroit often total 2 to 5 percent of the loan principal. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in Detroit Michigan?
You typically need pay stubs, tax returns, bank statements, and a photo ID. Michigan lenders also require a property appraisal to confirm the home value.
How long does a mortgage refinance take in Michigan?
A standard refinance in Michigan usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.