Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Massachusetts before hiring.
Showing 10 mortgage refinance companies in Woburn, MA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
John Marroni - NMLS# 5778 - Mortgage Advisor
355 Main St, Woburn, MA 01801
(617) 680-6495
divorcelendingassociation.com
Paul Sammons Loan Officer NMLS #1609417
400 Tradecenter Dr suite 1890, Woburn, MA 01801
(978) 609-4757
cmghomeloans.com
Anthony Manganiello | Mortgage Professional NMLS #1682679
8 Cedar St STE 67, Woburn, MA 01801
(781) 262-0003
naf.com
Lendmark Mortgage Corporation
400 Tradecenter Dr Suite 5963, Woburn, MA 01801
(781) 790-1210
lendmarkloans.com
Jean Pablo Lemos at CrossCountry Mortgage
444 Washington St Suite 407, Woburn, MA 01801
(339) 203-4128
ccm.com
Victor Manganiello - CrossCountry Mortgage, LLC NMLS ID 3029
8 Cedar St STE 67, Woburn, MA 01801
(781) 771-8514
totalmortgage.com
Stefanie Ohno at CrossCountry Mortgage
444 Washington St Suite 407, Woburn, MA 01801
(603) 438-4845
crosscountrymortgage.com
What Does a Mortgage Refinance Company in Woburn Cost?
Typical costs for a mortgage refinance in Massachusetts include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance of 500 to 1,000 dollars. Closing costs usually total 2 to 5 percent of the loan principal. Some lenders offer no closing cost options but charge a higher interest rate. This information is general and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance my mortgage in Woburn?
You will need pay stubs, tax returns, bank statements, and a copy of your current mortgage. Massachusetts lenders also require a property appraisal. Self-employed borrowers may need additional profit and loss statements.
How long does a mortgage refinance take in Massachusetts?
A typical refinance in Massachusetts closes in 30 to 45 days. State law allows a three day rescission period after signing, during which you can cancel the loan. Delays can happen if the appraisal or title search takes longer.
Are there Massachusetts specific rules for refinancing?
Yes. Massachusetts General Laws Chapter 183 Section 63C requires lenders to disclose the annual percentage rate and total finance charges. The state also limits prepayment penalties on most residential mortgages. You have the right to receive a copy of the appraisal at no cost.