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Find Mortgage Refinance Companies in West Springfield, MA
Looking for a mortgage refinance company in West Springfield? Review the directory below to compare your options.
7 agents listed
Updated May 2026
West Springfield, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Massachusetts before hiring.
Showing 7 mortgage refinance companies in West Springfield, MA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Homestead Funding Corp: Joni S. Miller | NMLS# 5944
459 Riverdale St, West Springfield, MA 01089
4133206168
Homestead Funding Corp. – West Springfield
459 Riverdale St, West Springfield, MA 01089
4134594767
A mortgage refinance company in West Springfield Massachusetts helps homeowners replace their existing home loan with a new one. Massachusetts law requires lenders to provide a Good Faith Estimate of closing costs within three business days of application. Local companies understand the Hampden County real estate market and can guide you through the refinancing process.
What Does a Mortgage Refinance Company in West Springfield Cost?
Typical costs for a mortgage refinance in Massachusetts include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance of $500 to $1,000. Closing costs generally range from 2% to 5% of the loan principal. These amounts vary by lender and property value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in West Springfield?
You will need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Massachusetts lenders also require a property appraisal and a copy of your current mortgage note.
How long does a mortgage refinance take in Massachusetts?
A typical refinance in Massachusetts closes in 30 to 45 days. State law allows a three day right of rescission after signing, which adds time to the process for non purchase loans.
Are there Massachusetts specific laws for refinancing?
Yes, Massachusetts has a 180 day anti flipping rule that can affect refinancing soon after purchase. Also, the state requires lenders to disclose all fees in a standardized format before closing.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Massachusetts.