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Find Mortgage Refinance Companies Near You in Tewksbury, MA
Directory of mortgage refinance companies in Tewksbury, Massachusetts. Verify credentials with the state mortgage licensing authority before hiring.
2 agents listed
Updated May 2026
Tewksbury, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Massachusetts before hiring.
Showing 2 mortgage refinance companies in Tewksbury, MA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Salem Five Bank
2171 Main St, Tewksbury, MA 01876
9786587270
Tewksbury Federal Credit Union
752 Main St, Tewksbury, MA 01876
9788519750
Mortgage refinance companies in Tewksbury help homeowners replace their existing home loan with a new one, often to lower the interest rate or change the loan term. In Massachusetts, refinancing is subject to state laws including the right to rescind within three business days for most owner-occupied properties. Local lenders in Tewksbury understand the Middlesex County real estate market and can guide you through the process.
What Does a Mortgage Refinance Company in Tewksbury Cost?
Typical costs for a mortgage refinance in Massachusetts include an application fee of $300 to $500, an appraisal fee of $400 to $700, and title search and insurance fees of $500 to $1,000. Closing costs usually total 2 to 5 percent of the loan amount. For a $300,000 loan, that means $6,000 to $15,000 in fees. These costs vary by lender and property. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance my mortgage in Tewksbury?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and proof of homeowners insurance. Massachusetts lenders may also require a property appraisal and a copy of your current mortgage note.
How long does a mortgage refinance take in Massachusetts?
A standard refinance in Massachusetts usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
Are there Massachusetts specific laws for mortgage refinancing?
Yes. Massachusetts General Law Chapter 183 Section 28C gives you a three day right to cancel after signing. Also, the state requires lenders to provide a Good Faith Estimate and a Truth in Lending disclosure before closing.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Massachusetts.