Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Massachusetts before hiring.
Showing 4 mortgage refinance companies in Stoneham, MA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Members Mortgage Company
90 Maple St, Stoneham, MA 02180
8003169790
Today's Home Mortgage
92 Montvale Ave # 4160, Stoneham, MA 02180
7814380720
Marc Ehrgott Total Mortgage NMLS# 40214
2 Main St #325, Stoneham, MA 02180
9782694387
Total Mortgage Stoneham NMLS #2473015
2 Main St, Stoneham, MA 02180
9782694387
What Does a Mortgage Refinance Company in Stoneham Cost?
Typical costs for a mortgage refinance in Massachusetts range from 2 percent to 5 percent of the loan amount. This includes an appraisal fee of 400 to 700 dollars, origination fees of 0.5 to 1 percent, and title insurance costs of 500 to 1,200 dollars. Third party fees such as credit report charges and recording fees add 100 to 300 dollars. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
How long does a mortgage refinance take in Stoneham Massachusetts?
A typical refinance in Massachusetts takes 30 to 45 days from application to closing. The timeline can vary based on property appraisal and document processing. Massachusetts law allows a three day right of rescission after closing for most refinances.
What documents are needed to refinance a home in Stoneham?
You will need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Massachusetts lenders also require a property appraisal. Self employed borrowers may need additional profit and loss statements.
Are there prepayment penalties for refinancing in Massachusetts?
Massachusetts law does not allow prepayment penalties on most residential mortgage loans. Some loans originated before the law changed may still have penalties. Check your original mortgage note for specific terms.