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Showing 3 mortgage refinance companies in Scituate, MA
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Revolution Mortgage
10 New Driftway Suite 202, Scituate, MA 02066
(781) 865-0006
revolutionmortgage.com
What Does a Mortgage Refinance Company in Scituate Cost?
Typical costs for a mortgage refinance in Massachusetts include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance ranging from $500 to $1,000. Closing costs generally total 2% to 5% of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Scituate?
You will need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Massachusetts lenders also require a property appraisal to confirm your home value.
How long does a mortgage refinance typically take in Massachusetts?
A standard refinance in Massachusetts usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes extra time.
Are there Massachusetts specific rules for refinancing a home?
Yes, Massachusetts has a 3-day right of rescission for most refinances, giving you time to cancel after signing. Lenders must also follow state usury laws that cap interest rates on certain loans.