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Directory of mortgage refinance companies in Salem, Massachusetts. Verify credentials with the state mortgage licensing authority before hiring.
5 agents listed
Updated May 2026
Salem, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Massachusetts before hiring.
Showing 5 mortgage refinance companies in Salem, MA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Phil Tocci Mortgage Lender
210 Essex St, Salem, MA 01970
6177103980
JSW Mortgage, LLC.
2 1/2 Becket St, Salem, MA 01970
6172949001
Steven Vo at Salem Five
210 Essex St, Salem, MA 01970
7814926696
Bank of America Home Mortgage
21 Paradise Rd, Salem, MA 01970
7819545217
Total Mortgage Salem NMLS #2468597
131 Boston St, Salem, MA 01970
9782104194
Mortgage refinance companies in Salem Massachusetts help homeowners lower their interest rates or change loan terms. Massachusetts law requires lenders to provide a Good Faith Estimate within three business days of application. Local Salem lenders understand the historic property market and can guide you through the refinance process.
What Does a Mortgage Refinance Company in Salem Cost?
Typical costs for a mortgage refinance in Massachusetts range from 2 percent to 5 percent of the loan amount. For a 300,000 dollar loan, closing costs often fall between 6,000 and 15,000 dollars. Fees include appraisal, title search, origination, and recording fees. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Salem Massachusetts?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. Massachusetts lenders also require a property appraisal to confirm the homes current value.
How long does a mortgage refinance take in Massachusetts?
A standard refinance in Massachusetts usually takes 30 to 45 days from application to closing. Delays can occur if the property has title issues or if the appraisal takes longer than expected.
Are there Massachusetts laws that protect me during a refinance?
Yes. Massachusetts General Laws Chapter 183 Section 5C requires lenders to give you a three day right of rescission after closing. This allows you to cancel the loan without penalty within three business days.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Massachusetts.