Compare Mortgage Refinance Companies in Quincy, MA
Browse mortgage refinance companies serving Quincy, Massachusetts. Contact information and addresses listed below.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Massachusetts before hiring.
Showing 8 mortgage refinance companies in Quincy, MA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
A mortgage refinance company in Quincy Massachusetts helps homeowners replace their existing home loan with a new one. In Massachusetts, refinancing may involve a new property appraisal and recording fees at the Norfolk County Registry of Deeds. Local companies understand Quincy market values and can guide you through the process.
What Does a Mortgage Refinance Company in Quincy Cost?
Typical costs for a mortgage refinance in Massachusetts include an appraisal fee of 400 to 700 dollars, title search and insurance of 800 to 1500 dollars, and lender origination fees of 0.5 to 1.5 percent of the loan amount. Recording fees at the Norfolk County Registry of Deeds are usually around 100 to 250 dollars. Total closing costs often range from 3000 to 8000 dollars. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Quincy Massachusetts?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. Massachusetts lenders also require a copy of your current deed and any existing mortgage documents.
How long does a mortgage refinance take in Massachusetts?
A standard refinance in Massachusetts usually takes 30 to 45 days from application to closing. Delays can occur if the property appraisal or title search takes longer than expected.
Are there Massachusetts specific laws for mortgage refinancing?
Yes, Massachusetts has a 3 day right of rescission for most refinances on a primary residence. This means you can cancel the loan within 3 business days after signing without penalty.