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Compare Mortgage Refinance Companies in Osterville, MA

Compare mortgage refinance companies in Osterville. Review contact information and insurance categorys before you decide.

2 agents listed
Updated May 2026
Osterville, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Massachusetts before hiring.
Showing 2 mortgage refinance companies in Osterville, MA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Heather Vickers
872 Main St 2nd Floor, Osterville, MA 02655
7742088577
Annmarie Edwards at AVE Mortgage
835 Main St Unit 1A, Osterville, MA 02655
5083802910

Mortgage refinance companies in Osterville Massachusetts help homeowners lower their interest rates or change loan terms. Massachusetts law requires lenders to provide a Good Faith Estimate within three days of application. Local Osterville lenders understand Cape Cod property values and can guide you through the refinance process.

What Does a Mortgage Refinance Company in Osterville Cost?

Typical costs for a mortgage refinance in Massachusetts include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees from 400 to 700 dollars, and title search fees around 300 to 600 dollars. Closing costs often total 2 to 5 percent of the loan principal. These amounts vary by lender and property. This information is general and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in Osterville?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Massachusetts lenders also require a property appraisal to confirm home value.
How long does a mortgage refinance take in Massachusetts?
A standard refinance in Massachusetts usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes extra time.
Are there Massachusetts laws that affect mortgage refinancing?
Yes. Massachusetts has a three day right of rescission for refinances on your primary home. This law gives you time to cancel the loan without penalty after signing.