Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Massachusetts before hiring.
Showing 5 mortgage refinance companies in Northborough, MA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Wes Oliver Mortgage Team
6 Maple St, Northborough, MA 01532
5083324171
Prestige Home Mortgage LLC
6 Maple St #6 Suite 202, Northborough, MA 01532
5083664006
John Lucas Team - Prestige Home Mortgage
6 Maple St #6 Suite 202, Northborough, MA 01532
5083009633
Boston Common Mortgage
300 W Main St, Northborough, MA 01532
5087977355
Veterans Home Loans
6 Maple St Suite 202, Northborough, MA 01532
8662148884
What Does a Mortgage Refinance Company in Northborough Cost?
Typical costs for a mortgage refinance in Massachusetts include an application fee of 300 to 500 dollars, an appraisal fee of 400 to 700 dollars, and title search fees of 200 to 400 dollars. Closing costs usually range from 2 to 5 percent of the loan amount. These costs vary by lender and property value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Northborough Massachusetts?
You will need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Massachusetts lenders also require a property appraisal to confirm the home value. Gather these items before you apply to speed up the process.
How long does a mortgage refinance take in Massachusetts?
A typical refinance in Massachusetts takes 30 to 45 days from application to closing. This timeline includes the appraisal, underwriting, and state-specific document review. Delays can occur if additional paperwork is needed.
Are there Massachusetts specific laws that affect mortgage refinancing?
Yes, Massachusetts has a three day right of rescission period after closing for most refinances. This gives you time to cancel the loan without penalty. Also, lenders must follow state licensing rules and disclose all fees clearly.