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Find Mortgage Refinance Companies Near You in Newton, MA
Browse mortgage refinance companies serving Newton, Massachusetts. Contact information and addresses listed below.
14 agents listed
Updated May 2026
Newton, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Massachusetts before hiring.
Showing 14 mortgage refinance companies in Newton, MA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Fairway Independent Mortgage Corporation, Concierge Group
Mortgage refinance companies in Newton, Massachusetts help homeowners lower their interest rates or change loan terms. Massachusetts law requires lenders to provide a Good Faith Estimate of closing costs within three business days of a loan application. Local Newton lenders are familiar with Middlesex County property values and recording requirements.
What Does a Mortgage Refinance Company in Newton Cost?
Typical costs for a mortgage refinance in Massachusetts include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, title search and insurance fees of 500 to 1,000 dollars, and recording fees of about 100 to 200 dollars. Total closing costs often range from 2 to 5 percent of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance my mortgage in Newton?
You typically need pay stubs, tax returns, bank statements, and a copy of your current mortgage. Massachusetts lenders may also ask for a property appraisal to confirm home value.
How long does a mortgage refinance take in Massachusetts?
A standard refinance in Massachusetts usually takes 30 to 45 days from application to closing. Delays can occur if the title search reveals issues or if the appraisal is slow.
Are there Massachusetts laws that affect refinance closing costs?
Yes. Massachusetts General Law Chapter 183 Section 5C requires lenders to provide a closing disclosure at least three business days before closing. Also, Massachusetts has a state excise tax on mortgages, which is typically 0.23 percent of the loan amount.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Massachusetts.