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Find Mortgage Refinance Companies in Milford, MA

Browse mortgage refinance companies serving Milford, Massachusetts. Contact information and addresses listed below.

6 agents listed
Updated May 2026
Milford, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Massachusetts before hiring.
Showing 6 mortgage refinance companies in Milford, MA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Bay Equity Home Loans - Milford, MA
154 West St, Milford, MA 01757
5084730111
Fariba Karbasi
409 Fortune Blvd Suite 205, Milford, MA 01757
6179628515
Franklin Mortgage Funding Inc.
253 Main St, Milford, MA 01757
5084009236
Guaranteed Rate of Milford
230 Main St Office 1, Office 2, Milford, MA 01757
6177780024
First Home Mortgage Corporation
100 Medway Rd # 202, Milford, MA 01757
5084739500
Guild Mortgage Company
409 Fortune Blvd Suite 205, Milford, MA 01757
5085356084

Mortgage refinance companies in Milford Massachusetts help homeowners replace their existing home loan with a new one. Massachusetts law requires lenders to provide a clear Loan Estimate within three business days of receiving your application. Local Milford lenders understand the specific property tax rules and housing market conditions in Worcester County.

What Does a Mortgage Refinance Company in Milford Cost?

Typical costs for a mortgage refinance in Massachusetts include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title insurance costs of $500 to $1,500. Third party fees such as credit report and recording fees add $100 to $300. Total closing costs often range from 2% to 5% of the loan principal. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in Milford Massachusetts?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Massachusetts lenders also require a copy of your current mortgage statement and a property appraisal.
How long does a mortgage refinance take in Massachusetts?
A standard refinance in Massachusetts usually takes 30 to 45 days from application to closing. Massachusetts law gives you a three day right of rescission after signing, meaning you can cancel the loan for any reason within that time.