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Find Mortgage Refinance Companies Near You in Manchester-by-the-Sea, MA
Directory of mortgage refinance companies in Manchester-by-the-Sea, Massachusetts. Verify credentials with the state mortgage licensing authority before hiring.
4 agents listed
Updated May 2026
Manchester-by-the-Sea, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Massachusetts before hiring.
Showing 4 mortgage refinance companies in Manchester-by-the-Sea, MA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Richard Potter at CrossCountry Mortgage
4 Summer St Unit 1, Manchester-by-the-Sea, MA 01944
9785870266
CrossCountry Mortgage, LLC
4 Summer St Unit 1, Manchester-by-the-Sea, MA 01944
9785484464
Giuseppe Seniti at CrossCountry Mortgage
4 Summer St Unit 1, Manchester-by-the-Sea, MA 01944
9785870268
Lani Sanethong at CrossCountry Mortgage
4 Summer St Unit 1, Manchester-by-the-Sea, MA 01944
9787170409
Mortgage refinance companies in Manchester-by-the-Sea Massachusetts help homeowners lower their interest rates or change loan terms. Massachusetts law requires lenders to provide a Good Faith Estimate of closing costs within three business days of application. Local refinance services can assist with both conventional and FHA loans for properties in Essex County.
What Does a Mortgage Refinance Company in Manchester-by-the-Sea Cost?
Typical costs for a mortgage refinance in Massachusetts include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance costing 500 to 1,500 dollars. Third-party fees such as credit report charges and recording fees add 100 to 500 dollars. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Manchester-by-the-Sea?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Massachusetts lenders also require a property appraisal to confirm home value.
How long does a mortgage refinance take in Massachusetts?
A standard refinance in Massachusetts usually takes 30 to 45 days from application to closing. Delays can occur if the property appraisal or title search takes longer than expected.
Are there Massachusetts laws that affect mortgage refinancing?
Yes. Massachusetts has a 3-day right of rescission for most refinances, meaning you can cancel the loan within three business days after signing. The state also limits prepayment penalties on certain loan types.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Massachusetts.