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Browse mortgage refinance companies serving Lynn, Massachusetts. Contact information and addresses listed below.
5 agents listed
Updated May 2026
Lynn, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Massachusetts before hiring.
Showing 5 mortgage refinance companies in Lynn, MA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
PrimeLending, A PlainsCapital Company - East Boston
614 Washington St Suite 401A, Lynn, MA 01901
6175618100
Michael Roberts Motto Mortgage 360
471 Lynnfield St Suite 1, Lynn, MA 01904
7815074437
Scarlett Hernandez - Total Mortgage, NMLS #1481186
161 Liberty St, Lynn, MA 01901
9783874096
Motto Mortgage 360
471 Lynnfield St Suite 1, Lynn, MA 01904
9785608600
Best Rate Mortgage LLC
107 Newhall St #103, Lynn, MA 01948
6179212153
Mortgage refinance companies in Lynn, Massachusetts help homeowners replace their existing home loan with a new one, often to lower the interest rate or change the loan term. Massachusetts law requires lenders to provide a Good Faith Estimate of closing costs within three business days of receiving a loan application. Local Lynn residents may also benefit from the state's strict anti-predatory lending rules, which limit certain fees and prepayment penalties.
What Does a Mortgage Refinance Company in Lynn Cost?
Typical costs for refinancing a mortgage in Lynn, Massachusetts include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance which can range from 500 to 1,500 dollars. Recording fees and state taxes may add several hundred dollars more. These costs vary by lender, loan size, and property value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Lynn?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Massachusetts lenders also require a copy of your current mortgage note and a property appraisal.
How long does a mortgage refinance take in Massachusetts?
A standard refinance in Massachusetts usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal is slow or if additional documentation is needed.
Are there any Massachusetts laws that protect me when refinancing?
Yes, Massachusetts has a three-day right of rescission for most refinances, allowing you to cancel the loan without penalty. The state also caps certain closing costs and prohibits prepayment penalties on most residential mortgages.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Massachusetts.