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Showing 2 mortgage refinance companies in Lawrence, MA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Natalie Malinowski at CrossCountry Mortgage
354 Merrimack St Suite 315, Lawrence, MA 01843
3512038434
The Sherry Burke Team
130 Parker St Suites 34 & 36, Lawrence, MA 01843
6172935098
What Does a Mortgage Refinance Company in Lawrence Cost?
Typical costs for a mortgage refinance in Massachusetts range from 2 to 5 percent of the loan amount. This includes origination fees, appraisal fees (usually 400 to 700 dollars), title insurance, and recording fees. Some lenders offer no closing cost options but charge a higher interest rate. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Lawrence Massachusetts?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. Massachusetts lenders also require a property appraisal and a signed application form.
How long does a mortgage refinance take in Massachusetts?
A standard refinance in Massachusetts usually closes in 30 to 45 days from application. State law gives you a three day right of rescission after closing to cancel the loan without penalty.
Are there special rules for refinancing an FHA loan in Lawrence?
Yes, FHA streamline refinances in Massachusetts do not require a new appraisal or full credit check. You must still meet occupancy requirements and show a net tangible benefit from the new loan.