Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Massachusetts before hiring.
Showing 3 mortgage refinance companies in Greenfield, MA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Franklin First FCU
57 Newton St, Greenfield, MA 01301
4137746700
Academy Mortgage
51 Davis St Suite 2 Floor, 4, Greenfield, MA 01301
4133258137
Geneva Financial Home Loans - Clay Herbert
22 Mohawk Trail, Greenfield, MA 01301
4137722529
What Does a Mortgage Refinance Company in Greenfield Cost?
Typical costs for a mortgage refinance in Massachusetts range from 2 to 5 percent of the loan amount. This includes an appraisal fee of 400 to 700 dollars, title search and insurance costs of 500 to 1,000 dollars, and lender origination fees of 0.5 to 1 percent of the loan. Actual costs vary by lender and loan type. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance my mortgage in Greenfield Massachusetts?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Massachusetts lenders also require a property appraisal to confirm your homes current value.
How long does a mortgage refinance take in Massachusetts?
A standard refinance in Massachusetts usually takes 30 to 45 days from application to closing. Delays can occur if the property appraisal or title search takes longer than expected.
Are there specific Massachusetts laws that affect mortgage refinancing?
Yes, Massachusetts has a three-day right of rescission for most refinances, meaning you can cancel the loan within three business days after signing. The state also limits prepayment penalties on certain loans.