Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Massachusetts before hiring.
Showing 3 mortgage refinance companies in Gloucester, MA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
CrossCountry Mortgage, LLC
48 Main St, Gloucester, MA 01930
6176886891
Rockport Mortgage Corporation
17 Rogers St # 1, Gloucester, MA 01930
9782839208
Rockport Mortgage Corporation
17 Rogers St # 1, Gloucester, MA 01930
9782839208
What Does a Mortgage Refinance Company in Gloucester Cost?
Typical costs for a mortgage refinance in Massachusetts include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title search fees of 200 to 500 dollars. Closing costs often total 2 to 5 percent of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Gloucester?
You typically need pay stubs, tax returns, bank statements, and a copy of your current mortgage. Massachusetts lenders may also ask for proof of homeowners insurance and a property appraisal.
How long does a mortgage refinance take in Massachusetts?
The process usually takes 30 to 45 days from application to closing. Massachusetts law does not set a specific timeline, but lenders must provide a Loan Estimate within three business days of your application.
Are there Massachusetts-specific rules for refinancing?
Yes. Massachusetts requires lenders to disclose all fees clearly and follow the states anti-predatory lending laws. You also have a three-day right of rescission after signing for most refinances.