ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Find Mortgage Refinance Companies Near You in Fairhaven, MA
Directory of mortgage refinance companies in Fairhaven, Massachusetts. Verify credentials with the state mortgage licensing authority before hiring.
4 agents listed
Updated May 2026
Fairhaven, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Massachusetts before hiring.
Showing 4 mortgage refinance companies in Fairhaven, MA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Onshore Mortgage, LLC.
45 Weeden Rd, Fairhaven, MA 02719
5088014815
Sarah Gomes at Rate (NMLS #22840)
39 Center St, Fairhaven, MA 02719
7818100911
Alltrust Credit Union - Fairhaven
123 Alden Rd, Fairhaven, MA 02719
5089949971
Mortgage, Bank of America
16 Berdon Way, Fairhaven, MA 02719
7742069986
Mortgage refinance companies in Fairhaven Massachusetts help homeowners lower their interest rates or change loan terms. Massachusetts law requires lenders to provide a Good Faith Estimate of closing costs within three business days of application. Local companies understand the Fairhaven real estate market and can guide you through the refinancing process.
What Does a Mortgage Refinance Company in Fairhaven Cost?
Typical costs for a mortgage refinance in Massachusetts include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title search fees of $200 to $500. Closing costs generally range from 2% to 5% of the loan principal. These amounts vary by lender and property location. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Fairhaven?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Massachusetts lenders also require a property appraisal to confirm your home value.
How long does a mortgage refinance take in Massachusetts?
A standard refinance in Massachusetts usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
Are there special Massachusetts laws for mortgage refinancing?
Yes, Massachusetts has a right of rescission period of three business days after closing for most refinances. This gives you time to cancel the loan without penalty. Also, prepayment penalties are limited under state law.
Free • No Obligation
Compare Mortgage Refinance Companies
Get matched with agents in Fairhaven who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Massachusetts.