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Compare mortgage refinance companies in Chelsea. Review contact information and insurance categorys before you decide.
4 agents listed
Updated May 2026
Chelsea, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Massachusetts before hiring.
Showing 4 mortgage refinance companies in Chelsea, MA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Boston Mortgage Services
471 Eastern Ave, Chelsea, MA 02150
6179422428
Natalia Berbesi at Rate (NMLS #753220)
157 Washington Ave Suite 1L, Chelsea, MA 02150
9782963856
Boston Mortgage Services Llc
471 Eastern Ave, Chelsea, MA 02150
6179422428
Rate
157 Washington Ave Suite 1L, Chelsea, MA 02150
9782963856
Mortgage refinance companies in Chelsea Massachusetts help homeowners replace their existing home loan with a new one. Massachusetts law requires lenders to provide a Good Faith Estimate of closing costs within three business days of application. Local refinance services can assist with rate reduction, cash-out refinancing, or switching from an adjustable to a fixed rate mortgage.
What Does a Mortgage Refinance Company in Chelsea Cost?
Typical costs for mortgage refinance in Massachusetts include an application fee of 300 to 500 dollars, an appraisal fee of 400 to 700 dollars, and title search and insurance fees of 500 to 1,200 dollars. Closing costs generally total 2 to 5 percent of the loan amount. For a 300,000 dollar loan, that means 6,000 to 15,000 dollars in fees. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Chelsea Massachusetts?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and proof of homeowners insurance. Massachusetts lenders also require a property appraisal and a copy of your current mortgage note.
How long does a mortgage refinance take in Massachusetts?
A standard refinance in Massachusetts usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal is slow or if title issues arise. Massachusetts law does not set a specific time limit for the process.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Massachusetts.