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Find Mortgage Refinance Companies in Severna Park, MD
Compare mortgage refinance companies in Severna Park. Review contact information and insurance categorys before you decide.
6 agents listed
Updated May 2026
Severna Park, MD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Maryland before hiring.
Showing 6 mortgage refinance companies in Severna Park, MD
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
PRMG
645 Baltimore Annapolis Blvd Suite 200B, Severna Park, MD 21146
3012981055
Trent Riggs Loan Officer- Main Street Home Loans
479 Jumpers Hole Rd # 404, Severna Park, MD 21146
4104907061
Neil Bourdelaise | Main Street Home Loans
479 Jumpers Hole Rd PH, Severna Park, MD 21146
4103368432
Ratti Lending Team
820 Ritchie Hwy Suite 210, Severna Park, MD 21146
4107075825
Adam Witt - Mortgage Broker - NMLS 1708367
515 Benfield Rd Suite 201, Severna Park, MD 21146
4106933444
PRMG
696 Ritchie Hwy, Severna Park, MD 21146
2402741566
Mortgage refinance companies in Severna Park Maryland help homeowners replace their existing home loan with a new one. This can lower monthly payments or change loan terms. Maryland law requires lenders to provide clear disclosures about fees and rates under the Maryland Mortgage Lender Law.
What Does a Mortgage Refinance Company in Severna Park Cost?
Typical costs for refinancing in Maryland include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance costs of 500 to 1,000 dollars. Closing costs generally range from 2 to 5 percent of the loan principal. These amounts vary by lender and property value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Severna Park?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Maryland lenders also require a property appraisal to confirm home value.
How long does a mortgage refinance take in Maryland?
A standard refinance in Maryland usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
Are there Maryland laws that protect me during refinancing?
Yes. Maryland law limits prepayment penalties on most residential mortgages. Lenders must also give you a Loan Estimate within three business days of your application under federal and state rules.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Maryland.