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Find Mortgage Refinance Companies in Reisterstown, MD

Looking for a mortgage refinance company in Reisterstown? Review the directory below to compare your options.

6 agents listed
Updated May 2026
Reisterstown, MD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Maryland before hiring.
Showing 6 mortgage refinance companies in Reisterstown, MD Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
HFS Financial
100 Owings Ct #13, Reisterstown, MD 21136
8002549560
Everett Financial dba Supreme Lending
118 Westminster Pike Suite 200, Reisterstown, MD 21136
4103743000
Mutual of Omaha Mortgage
116 Westminster Pike Suite 108-110, Reisterstown, MD 21136
8008460143
Bay Country Financial Services
11815 Reisterstown Rd, Reisterstown, MD 21136
4108338200
GO Mortgage-Reisterstown
316 Main St STE 2D, Reisterstown, MD 21136
4436021844
Your Home Purchase
316 Main St Unit1B, Reisterstown, MD 21136
4102061212

A mortgage refinance company in Reisterstown Maryland helps homeowners replace their existing home loan with a new one. This process can lower your monthly payment or change your loan term. Maryland law requires lenders to provide a Loan Estimate within three business days of receiving your application, giving you clear cost details upfront.

What Does a Mortgage Refinance Company in Reisterstown Cost?

Typical costs for a mortgage refinance in Maryland include lender origination fees of 0.5 percent to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance of 500 to 1,500 dollars. Maryland recordation tax adds 0.5 percent to 1 percent of the new loan amount. Total closing costs often range from 2 percent to 5 percent of the loan value. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in Reisterstown Maryland?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. Maryland lenders also require a property appraisal to confirm your home value. Gather these items early to speed up the process.
How long does a mortgage refinance take in Maryland?
A typical refinance in Maryland takes 30 to 45 days from application to closing. Delays can occur if appraisal or title work takes longer. Your lender must give you a Closing Disclosure at least three business days before closing under federal and Maryland law.
Are there Maryland specific fees for refinancing a mortgage?
Maryland charges a recordation tax on new mortgages, which can be 0.5 percent to 1 percent of the loan amount. You may also pay a state transfer tax if the property title changes. These fees are in addition to lender origination and appraisal costs.