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Directory of mortgage refinance companies in Odenton, Maryland. Verify credentials with the state mortgage licensing authority before hiring.
2 agents listed
Updated May 2026
Odenton, MD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Maryland before hiring.
Showing 2 mortgage refinance companies in Odenton, MD
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
The John Shea Team at Bay Capital Mortgage
1416 Annapolis Rd Suite B, Odenton, MD 21113
4105622046
Mike Reeves Mortgage Professional
xxx, Odenton, MD 21113
2404059472
Mortgage refinance companies in Odenton Maryland help homeowners lower their interest rate or change loan terms. Maryland law requires lenders to provide a Loan Estimate within three business days of application. Local companies can guide you through the process and explain state-specific disclosure rules.
What Does a Mortgage Refinance Company in Odenton Cost?
Typical costs for a mortgage refinance in Maryland include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance ranging from 500 to 1,500 dollars. Closing costs often total 2 to 5 percent of the loan principal. These amounts vary by lender and property value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance in Odenton?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Maryland lenders may also ask for a copy of your current mortgage note and a property appraisal.
How long does a mortgage refinance take in Maryland?
A standard refinance in Maryland usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title work takes extra time.
Are there Maryland laws that affect refinancing?
Yes. Maryland requires a three-day right of rescission for refinances on your primary residence. This means you can cancel the loan for any reason within three business days after signing.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Maryland.