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Looking for a mortgage refinance company in Germantown? Review the directory below to compare your options.
5 agents listed
Updated May 2026
Germantown, MD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Maryland before hiring.
Showing 5 mortgage refinance companies in Germantown, MD
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mariner Finance
19705 Frederick Rd A1-B, Germantown, MD 20876
3019722103
The Fortress Group Total Home Finance, LLC
12410 Milestone Center Dr Suite 600, Office 636, Germantown, MD 20876
3019095626
Mortgage, Bank of America
20670 Seneca Meadows Pkwy, Germantown, MD 20876
3018352595
Experts VA Home Loans Germantown Maryland
19847 Century Blvd, Germantown, MD 20874
2405126649
Pathlight Home Mortgage Solutions
21220 Leaman Ln, Germantown, MD 20876
3016131437
Mortgage refinance companies in Germantown Maryland help homeowners lower their interest rate or change loan terms. Maryland law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand the Germantown real estate market and can guide you through the process.
What Does a Mortgage Refinance Company in Germantown Cost?
Typical costs for a mortgage refinance in Maryland include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance of 500 to 1,000 dollars. Closing costs usually range from 2 to 5 percent of the loan principal. These costs vary by lender and loan type. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance in Germantown Maryland?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. Maryland lenders also require a property appraisal. Gather these items before applying to speed up the process.
How long does a mortgage refinance take in Maryland?
A standard refinance in Maryland takes 30 to 45 days from application to closing. Maryland law requires a three day rescission period after signing. Delays can happen if the appraisal or title search takes longer.
Are there Maryland specific rules for refinancing?
Yes. Maryland requires lenders to disclose all fees in the Loan Estimate. The state also has a mortgage fraud statute that protects borrowers. You have the right to cancel a refinance within three business days under federal law.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Maryland.