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Showing 2 mortgage refinance companies in Essex, MD
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mariner Finance
1230 Eastern Blvd, Essex, MD 21221
4106864711
Bay Capital Group LLc
805 Eastern Blvd, Essex, MD 21221
4106861000
What Does a Mortgage Refinance Company in Essex Cost?
Typical costs for a mortgage refinance in Maryland include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of $400 to $700, and title insurance costing $500 to $1,000. Closing costs generally range from 2 to 5 percent of the loan principal. These costs vary by lender and loan type. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Essex?
You will need pay stubs, tax returns, bank statements, and proof of homeowners insurance. Maryland lenders also require a property appraisal to confirm the home value.
How long does a mortgage refinance take in Maryland?
A typical refinance in Maryland takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
Are there Maryland specific laws for refinancing?
Yes, Maryland law requires a three day right of rescission after closing for most refinances. This gives you time to cancel the loan without penalty. Also, lenders must follow state licensing rules.