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Find Mortgage Refinance Companies in Eldersburg, MD

Browse mortgage refinance companies serving Eldersburg, Maryland. Contact information and addresses listed below.

8 agents listed
Updated June 2026
Eldersburg, MD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Maryland before hiring.
Showing 8 mortgage refinance companies in Eldersburg, MD Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
McCormick Mortgage Services
1932 Liberty Rd, Eldersburg, MD 21784
(410) 795-1932 mccormickmortgageservices.com
James Adamson - Ameris Bank Mortgage
1332 Londontown Blvd #203, Eldersburg, MD 21784
(301) 717-6272 bankers.amerisbank.com
Larry McMillan - Ameris Bank Mortgage
1332 Londontown Blvd #203, Eldersburg, MD 21784
(410) 340-8963 bankers.amerisbank.com
Ameris Bank Mortgage Office
1332 Londontown Blvd #203, Eldersburg, MD 21784
(443) 372-1740 banks.amerisbank.com
The Mortgage Maestro
2028 Liberty Rd Suite 202, Eldersburg, MD 21784
(443) 398-0711
Ryan Adamson - Ameris Bank Mortgage
1332 Londontown Blvd #203, Eldersburg, MD 21784
(410) 259-9323 bankers.amerisbank.com
Fidelity Bank Mortgage
1912 Liberty Rd #2 #20, Eldersburg, MD 21784
(443) 372-1748 lionbank.com
John W Riordan - Truist Mortgage Loan Officer
1300 Liberty Rd, Eldersburg, MD 21784
(410) 795-1439 truist.com

Mortgage refinance companies in Eldersburg Maryland help homeowners lower their interest rates or change loan terms. Maryland law requires lenders to provide a Loan Estimate within three business days of application. Local Eldersburg residents can work with companies that understand Carroll County property values and Maryland refinance regulations.

What Does a Mortgage Refinance Company in Eldersburg Cost?

Typical costs for refinancing in Maryland include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees from 400 to 700 dollars, and title insurance costs around 500 to 1,000 dollars. Third party fees such as credit report and recording fees add 100 to 300 dollars. Total closing costs often range from 2 to 5 percent of the loan principal. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in Eldersburg Maryland?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. Maryland lenders also require a property appraisal. The exact list depends on your loan type and the company you choose.
How long does a mortgage refinance take in Maryland?
A typical refinance in Maryland takes 30 to 45 days from application to closing. Maryland law allows a three day rescission period after signing. Delays can occur if the appraisal or title work takes longer.
Are there Maryland specific laws for mortgage refinancing?
Yes, Maryland requires lenders to be licensed under the Maryland Mortgage Lender Law. The state also limits prepayment penalties on certain loans. Borrowers have the right to receive a Loan Estimate and Closing Disclosure under federal and state rules.

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