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Find Mortgage Refinance Companies in California, MD

Looking for a mortgage refinance company in California? Review the directory below to compare your options.

2 agents listed
Updated May 2026
California, MD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Maryland before hiring.
Showing 2 mortgage refinance companies in California, MD Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Steve Combs NMLS 381933 Cornerstone Home Lending, a division of Cornerstone Capital Bank, SSB
23076 Three Notch Rd #101, California, MD 20619
3016728771
Primary Residential Mortgage, Inc.
23131 Three Notch Rd #200, California, MD 20619
3017370001

A mortgage refinance company in California, Maryland helps homeowners replace their existing home loan with a new one. Maryland law requires lenders to provide a clear Loan Estimate within three business days of application. Local companies in St. Marys County can guide you through the process and explain state-specific rules like the Maryland Mortgage Fraud Protection Act.

What Does a Mortgage Refinance Company in California Cost?

Typical costs for a mortgage refinance in California, Maryland include an appraisal fee of 400 to 700 dollars, loan origination fees of 0.5 to 1.5 percent of the loan amount, and title insurance costs of 500 to 1,000 dollars. Closing costs usually total 2 to 5 percent of the loan principal. These costs vary by lender and loan type. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is the first step to refinance a mortgage in California Maryland?
The first step is to contact a licensed mortgage refinance company in California, Maryland. They will review your current loan, credit score, and home equity to determine your options. Maryland law requires the lender to give you a Loan Estimate within three business days of your application.
Are there Maryland specific laws for mortgage refinancing?
Yes, Maryland has the Mortgage Fraud Protection Act which prohibits deceptive practices. Lenders must also follow the Maryland Consumer Loan Law which caps interest rates and fees. Your refinance company must be licensed by the Maryland Commissioner of Financial Regulation.
How long does a mortgage refinance take in California Maryland?
A typical mortgage refinance in California, Maryland takes 30 to 45 days from application to closing. The timeline can vary based on your lender, appraisal scheduling, and document processing. Maryland law does not set a maximum time limit but requires timely disclosure of all loan terms.