Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Maine before hiring.
Showing 12 mortgage refinance companies in South Portland, ME
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Acadia Lending Group | Maine Mortgage
10 Donald B Dean Dr Suite 2, South Portland, ME 04106
2078994500
Kristeen Smith - Maine Mortgage Specialist
10 Donald B Dean Dr Suite 2, South Portland, ME 04106
2076536267
Richard Airey at CrossCountry Mortgage
778 Main St Ste 6, South Portland, ME 04106
2079396413
Total Mortgage
311 Darling Ave Suite B-54, South Portland, ME 04106
2077752620
Scott A. Blake| Northpoint Mortgage | NMLS 509629
82 Running Hill Rd, South Portland, ME 04106
2076321885
Hal Inman Senior Mortgage Officer NMLS 892121
82 Running Hill Rd #302, South Portland, ME 04106
2078944124
Jeff Rae | Northpoint Mortgage | NMLS 20932
82 Running Hill Rd #302, South Portland, ME 04106
2078381398
Guild Mortgage Company
24 Christopher Toppi Dr, South Portland, ME 04106
2079450194
Northpoint Mortgage, Inc.
82 Running Hill Rd #302, South Portland, ME 04106
2075581880
Brendan Hickey Total Mortgage NMLS# 47876
311 Darling Ave suite b 54, South Portland, ME 04106
2074151733
Taylored Mortgages
10 Donald B Dean Dr Suite 2B, South Portland, ME 04106
2072321918
Phil Laughlin at CrossCountry Mortgage
778 Main St Ste 6, South Portland, ME 04106
8777731226
What Does a Mortgage Refinance Company in South Portland Cost?
Typical costs for refinancing a mortgage in South Portland range from 2% to 5% of the loan amount. This includes an appraisal fee of $400 to $700, origination fees of 0.5% to 1% of the loan, and title insurance costs of $500 to $1,200. Closing costs in Maine also include recording fees and state documentary stamp taxes. Note that this is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the typical timeline for refinancing a mortgage in South Portland?
The refinancing process in Maine usually takes 30 to 45 days from application to closing. This timeline can vary based on the lender's workload and the complexity of your financial situation. Maine law does not set a specific time limit for the process.
Do I need a home appraisal to refinance in South Portland?
Most refinance loans in Maine require a home appraisal to determine the current market value of your property. Some lenders may offer a no-appraisal refinance if you have a government-backed loan like an FHA streamline. The appraisal cost is typically included in your closing fees.
What Maine-specific rules apply to refinancing a mortgage?
Maine law requires lenders to provide a Loan Estimate within three business days of receiving your application. You also have a three-day right of rescission after signing to cancel the refinance. Maine has no prepayment penalty restrictions, so check your current loan terms.