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Compare Mortgage Refinance Companies in Augusta, ME
Directory of mortgage refinance companies in Augusta, Maine. Verify credentials with the state mortgage licensing authority before hiring.
4 agents listed
Updated May 2026
Augusta, ME
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Maine before hiring.
Showing 4 mortgage refinance companies in Augusta, ME
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Maine State Credit Union
200 Capitol St, Augusta, ME 04330
2076231851
OneMain Financial
12 Shuman Ave Ste 13, Augusta, ME 04330
2076263556
Guild Mortgage - Diane Watson
45 Memorial Cir Suite 304, Augusta, ME 04330
2079391034
Guild Mortgage Company
45 Memorial Cir Suite 304, Augusta, ME 04330
2078084298
Mortgage refinance companies in Augusta Maine help homeowners lower their interest rate or change loan terms. Maine law requires lenders to provide a Loan Estimate within three business days of application. Local Augusta lenders understand the Penobscot County real estate market and can guide you through the process.
What Does a Mortgage Refinance Company in Augusta Cost?
Typical costs for refinancing in Maine include an origination fee of 0.5 to 1.5 percent of the loan amount plus appraisal fees from 400 to 700 dollars and title search fees around 300 to 600 dollars. Third party costs such as credit report fees and recording fees add 100 to 300 dollars. Total closing costs in Augusta usually range from 2000 to 5000 dollars depending on loan size and lender. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the typical timeline for refinancing a home in Augusta Maine?
The refinance process in Maine usually takes 30 to 45 days from application to closing. Maine law requires a three day right of rescission after closing for most refinances. Your lender must provide a Closing Disclosure at least three business days before closing.
Are there Maine specific rules for mortgage refinancing?
Yes Maine has a usury limit of 10 percent interest for consumer loans under 2000 dollars. For larger loans there is no statutory cap but lenders must follow federal Truth in Lending rules. Maine also requires lenders to be licensed by the Maine Bureau of Consumer Credit Protection.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Maine.