Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Louisiana before hiring.
Showing 11 mortgage refinance companies in Zachary, LA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Monte Appraisals, LLC
4825 Church St, Zachary, LA 70791
2256581515
Tower Loan
4257 Church St #102, Zachary, LA 70791
2256541539
Republic Finance
4347 High St Suite 112, Zachary, LA 70791
2256588786
Bank of Zachary
4743 Main St, Zachary, LA 70791
2256542701
Dacia Briley
1215 Independence Blvd Building 3A, Zachary, LA 70791
2257251940
LenCo Finance Inc
4824 Waywood Dr, Zachary, LA 70791
2256543535
Lendmark Financial Services LLC
20377 Old Scenic Hwy Ste 203, Zachary, LA 70791
2256814707
Regions Mortgage
4919 Main St, Zachary, LA 70791
2256580805
Chase Mortgage
4431 LA-19, Zachary, LA 70791
2253324450
Movement Mortgage: Ashey Bhramayana
19850 Old Scenic Hwy, Zachary, LA 70791
8773141499
DeeAnn Polk - Regions Mortgage Loan Officer
4919 Main St, Zachary, LA 70791
2252789444
What Does a Mortgage Refinance Company in Zachary Cost?
Typical costs for a mortgage refinance in Louisiana include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title insurance costs of $500 to $1,200. Closing costs generally range from 2% to 5% of the loan principal. These amounts vary based on the lender and your specific situation. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Zachary?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Louisiana lenders may also require a copy of your current mortgage note and a property appraisal.
How long does a mortgage refinance take in Louisiana?
A standard refinance in Louisiana usually takes 30 to 45 days from application to closing. Delays can occur if the property appraisal or title work takes longer than expected.
Are there any Louisiana-specific rules for mortgage refinancing?
Yes, Louisiana is a community property state, which means both spouses must usually sign the refinance documents. Also, Louisiana law limits prepayment penalties on certain loans, so check with your lender about any fees for paying off your old mortgage early.