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Mortgage Refinance Companies in Shepherdsville, KY
Compare mortgage refinance companies in Shepherdsville. Review contact information and insurance categorys before you decide.
5 agents listed
Updated May 2026
Shepherdsville, KY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Kentucky before hiring.
Showing 5 mortgage refinance companies in Shepherdsville, KY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
1st Franklin Financial
189 Adam Shepherd Pkwy Ste. 21, Shepherdsville, KY 40165
5029219401
OneMain Financial
1705 Hwy 44 E Ste 1, Shepherdsville, KY 40165
5029210427
Supreme Lending Shepherdsville
630 N Buckman St, Shepherdsville, KY 40165
5022981356
Century Mortgage Company
314 S Buckman St Suite 4, Shepherdsville, KY 40165
5027147350
Lori Thomas, Mortgage Lender with Stock Yards Bank & Trust
183 Adam Shepherd Pkwy, Shepherdsville, KY 40165
5026250896
Mortgage refinance companies in Shepherdsville, Kentucky help homeowners replace their existing home loan with a new one. Kentucky law requires lenders to provide a Loan Estimate within three business days of application. Local refinance services can assist with lowering monthly payments or accessing home equity.
What Does a Mortgage Refinance Company in Shepherdsville Cost?
Typical costs for a mortgage refinance in Kentucky range from 2 to 5 percent of the loan amount. Common fees include an appraisal fee of 400 to 700 dollars, title search and insurance of 500 to 1,500 dollars, and lender origination fees of 0.5 to 1 percent of the loan. Kentucky law does not cap these fees. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the minimum credit score to refinance a mortgage in Kentucky?
Most lenders require a minimum credit score of 620 for conventional refinance loans. FHA loans may accept scores as low as 580. Kentucky has no state-specific credit score minimums beyond federal guidelines.
How long does a mortgage refinance take in Shepherdsville?
A typical mortgage refinance in Kentucky closes in 30 to 45 days from application. Delays can occur due to appraisal scheduling or title work. Lenders must provide a Closing Disclosure at least three business days before closing.
Are there Kentucky-specific taxes or fees for refinancing?
Kentucky does not impose a state mortgage recording tax on refinances. However, local county recording fees and title insurance costs apply. These fees vary by property value and lender.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Kentucky.