Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Kentucky before hiring.
Showing 3 mortgage refinance companies in La Grange, KY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Eagle Finance
304 S 1st St unit b, La Grange, KY 40031
5022228868
PNC Mortgage
415 S 1st Ave, La Grange, KY 40031
5022226200
Chris Hampton, Mortgage Lender with Stock Yards Bank & Trust
515 S 1st St, La Grange, KY 40031
5022228428
What Does a Mortgage Refinance Company in La Grange Cost?
Typical costs for a mortgage refinance in Kentucky include an appraisal fee of 400 to 700 dollars, origination fees of 0.5 to 1 percent of the loan amount, and title insurance of 500 to 1,000 dollars. Third-party costs like credit report fees and recording fees add 100 to 300 dollars. Total closing costs often range from 2,000 to 5,000 dollars, but can be higher for larger loans. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in La Grange?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Kentucky lenders may also ask for a copy of your current mortgage statement and a government-issued ID.
How long does a mortgage refinance take in Kentucky?
A standard refinance in Kentucky usually takes 30 to 45 days from application to closing. Delays can occur if an appraisal is needed or if there are title issues. Kentucky law does not set a specific time limit for the process.
Are there Kentucky-specific rules for refinancing?
Yes, Kentucky has a 15-day right of rescission for most refinances, meaning you can cancel within three business days after closing. Also, Kentucky requires lenders to disclose all fees in the Loan Estimate. Some counties have additional recording fees.