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Find Mortgage Refinance Companies Near You in Lawrence, KS

Directory of mortgage refinance companies in Lawrence, Kansas. Verify credentials with the state mortgage licensing authority before hiring.

20 agents listed
Updated May 2026
Lawrence, KS
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Kansas before hiring.
Showing 20 mortgage refinance companies in Lawrence, KS Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Diane L Fry | Fairway Independent Mortgage Corporation Branch Manager
600 Lawrence Ave Suite 104, Lawrence, KS 66049
7854236721
PrimeLending - Casey Owens Bowman
1201 Wakarusa Dr Building C, Suite 1B, Lawrence, KS 66049
7858561231
Mid America Bank
4114 W 6th St, Lawrence, KS 66049
7858418055
Deborah Becker
545 Columbia Dr Suite 1001, Lawrence, KS 66049
7857602522
PrimeLending, A PlainsCapital Company - Lawrence
1201 Wakarusa Dr Ste. C1B, Lawrence, KS 66049
7858561231
Bank Midwest: Lexie Haskin
4831 W 6th St, Lawrence, KS 66049
7859170112
Ashley Zeller at Bank Midwest Mortgage
4831 W 6th St, Lawrence, KS 66049
7857605746
OneMain Financial
1525 W 6th St STE C, Lawrence, KS 66044
7857494594
Kelsey McClasky | Fountain Mortgage | Loan Officer #2269126
832 Pennsylvania St #1009, Lawrence, KS 66044
7858658838
David Rosenthal, Mortgage Loan Originator, PrimeLending
1201 Wakarusa Dr Building C, Suite 1B, Lawrence, KS 66049
7857481234
First Assured Mortgage
4830 Bob Billings Pkwy #100a, Lawrence, KS 66049
7858565626
Fairway Independent Mortgage Corporation
4104 W 6th St Suite B, Lawrence, KS 66049
7858414434
Sunflower Bank Mortgage Lending
4831 Quail Crest Pl, Lawrence, KS 66049
7858262240
Bell Bank Mortgage - Danielle Hugunin, NMLS 776898
4840 Bob Billings Pkwy Suite 1016, Lawrence, KS 66049
7852180251
Movement Mortgage
545 Columbia Dr, Lawrence, KS 66049
8773141499
US Bank Mortgage
900 Massachusetts St, Lawrence, KS 66044
8008722657
Mortgage, Bank of America
900 Ohio St, Lawrence, KS 66044
3162851401
Mark Vincent Hernandez | Fairway Independent Mortgage Corporation Loan Officer
4104 W 6th St Suite B, Lawrence, KS 66049
7858422443
Heather Dirk-U.S. Bank Mortgage
900 Massachusetts St, Lawrence, KS 66044
7858650242
US Bank Mortgage- Selene Zepeda-Ortiz
3500 W 6th St, Lawrence, KS 66049
7855518468

Mortgage refinance companies in Lawrence Kansas help homeowners lower their interest rates or change loan terms. Kansas law requires lenders to provide a clear Loan Estimate within three business days of application. Local refinance options are available for properties in Douglas County and throughout the state.

What Does a Mortgage Refinance Company in Lawrence Cost?

Typical costs for refinancing a mortgage in Kansas include an origination fee of 0.5 percent to 1.0 percent of the loan amount, plus appraisal fees of 400 to 600 dollars, and title insurance costs of 500 to 1,000 dollars. Third party fees for credit reports and recording may add 100 to 300 dollars. Total closing costs often range from 2 percent to 5 percent of the loan principal. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is the typical timeline for refinancing a mortgage in Lawrence Kansas?
The refinance process in Kansas usually takes 30 to 45 days from application to closing. Kansas law does not set a specific state timeline, but federal rules require a three-day waiting period after the Closing Disclosure is issued.
Are there Kansas specific laws that affect mortgage refinancing?
Yes, Kansas follows a judicial foreclosure process which can affect refinance timing for distressed properties. Kansas also requires lenders to be licensed under the Kansas Mortgage Business Act. Borrowers have a three-day right of rescission for most refinances under federal law.