Find Mortgage Refinance Companies in Lawrence, KS
Looking for a mortgage refinance company in Lawrence? Review the directory below to compare your options.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Kansas before hiring.
Showing 20 mortgage refinance companies in Lawrence, KS
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a Mortgage Refinance Company in Lawrence Cost?
Typical costs for refinancing a mortgage in Kansas include an origination fee of 0.5 percent to 1.0 percent of the loan amount, plus appraisal fees of 400 to 600 dollars, and title insurance costs of 500 to 1,000 dollars. Third party fees for credit reports and recording may add 100 to 300 dollars. Total closing costs often range from 2 percent to 5 percent of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the typical timeline for refinancing a mortgage in Lawrence Kansas?
The refinance process in Kansas usually takes 30 to 45 days from application to closing. Kansas law does not set a specific state timeline, but federal rules require a three-day waiting period after the Closing Disclosure is issued.
Are there Kansas specific laws that affect mortgage refinancing?
Yes, Kansas follows a judicial foreclosure process which can affect refinance timing for distressed properties. Kansas also requires lenders to be licensed under the Kansas Mortgage Business Act. Borrowers have a three-day right of rescission for most refinances under federal law.