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Browse mortgage refinance companies serving Derby, Kansas. Contact information and addresses listed below.
5 agents listed
Updated May 2026
Derby, KS
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Kansas before hiring.
Showing 5 mortgage refinance companies in Derby, KS
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mortgage refinance companies in Derby Kansas help homeowners lower their interest rates or change loan terms. Kansas law requires lenders to provide a Truth in Lending disclosure within three business days of application. Local refinance options include conventional FHA and VA loans tailored to Sedgwick County property values.
What Does a Mortgage Refinance Company in Derby Cost?
Typical costs for a mortgage refinance in Kansas include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance of 500 to 1,500 dollars. Kansas also adds a mortgage registration fee of 0.26 percent of the loan amount. Total closing costs often range from 2 to 5 percent of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Derby Kansas?
You typically need pay stubs tax returns bank statements and a photo ID. Kansas law does not require additional state-specific documents beyond federal requirements. Your lender will request a property appraisal as well.
How long does a mortgage refinance take in Kansas?
A standard refinance in Kansas usually takes 30 to 45 days from application to closing. Kansas has no state-mandated waiting period beyond federal rules. Delays can occur if the appraisal or title work takes extra time.
Are there Kansas specific fees for refinancing a mortgage?
Kansas charges a mortgage registration fee of 0.26 percent of the loan amount. You may also pay state recording fees and local property tax prorations. These costs are in addition to lender origination and appraisal fees.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Kansas.