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Compare Mortgage Refinance Companies in Marion, IA
Looking for a mortgage refinance company in Marion? Review the directory below to compare your options.
3 agents listed
Updated May 2026
Marion, IA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Iowa before hiring.
Showing 3 mortgage refinance companies in Marion, IA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Collins Community Credit Union
3680 US-151, Marion, IA 52302
8004751150
Eastern Iowa Financial Group
309 7th Ave Suite 2, Marion, IA 52302
3193772001
US Bank Mortgage
895 31st St, Marion, IA 52302
8008722657
Mortgage refinance companies in Marion Iowa help homeowners lower their interest rates or change loan terms. Iowa law requires lenders to provide a Loan Estimate within three business days of application. Marion residents can work with local lenders who understand the Cedar Rapids area housing market.
What Does a Mortgage Refinance Company in Marion Cost?
Typical costs for a mortgage refinance in Iowa range from 2% to 5% of the loan amount. For a $200,000 loan this means $4,000 to $10,000 in fees. Common costs include an appraisal fee of $400 to $600, title insurance of $500 to $1,000, and the Iowa mortgage recording tax of 0.15%. Some lenders offer no cost refinances by rolling fees into the loan or charging a higher interest rate. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Marion Iowa?
You typically need pay stubs, tax returns, bank statements, and a photo ID. Iowa lenders also require proof of homeowners insurance. Additional documents may be needed for self-employed borrowers.
How long does a mortgage refinance take in Iowa?
A typical refinance in Iowa takes 30 to 45 days from application to closing. Iowa law allows a three day right of rescission after signing for most refinances. Delays can occur if an appraisal or title work takes longer.
Are there Iowa specific fees for refinancing a mortgage?
Iowa charges a mortgage recording tax of 0.15% of the loan amount. You may also pay title search fees, appraisal fees, and lender origination fees. Some lenders offer no closing cost options but may charge a higher rate.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Iowa.