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Find Mortgage Refinance Companies Near You in Johnston, IA

Browse mortgage refinance companies serving Johnston, Iowa. Contact information and addresses listed below.

9 agents listed
Updated May 2026
Johnston, IA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Iowa before hiring.
Showing 9 mortgage refinance companies in Johnston, IA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Joe Hayhoe at Community Choice
8404 NW 62nd Ave, Johnston, IA 50131
5158509011
Premier Lending Alliance, LLC
8831 Thomas Ave, Johnston, IA 50131
5158672700
Spencer Bliven at Community Choice
6163 NW 86th St #101, Johnston, IA 50131
5153348575
Iowa Bankers Mortgage Corporation
8901 Northpark Dr, Johnston, IA 50131
5152864300
Bank Iowa - Home Mortgage Lender - Johnston
5580 Merle Hay Rd, Johnston, IA 50131
5152262421
Kathy Demsky-Mortgage Loan Officer
5401 NW 86th St, Johnston, IA 50131
5156352376
Courtney Berry at Community Choice
6163 NW 86th St St #101, Johnston, IA 50131
5153348598
Movement Mortgage
1st &, 6165 NW 86th St 2nd Floor (Office 119, Johnston, IA 50131
8773141499
Sierra Pacific Mortgage
8460 Birchwood Ct #700, Johnston, IA 50131
6417455016

A mortgage refinance company in Johnston Iowa can help you lower your rate or change your loan term. Iowa law requires lenders to provide a Loan Estimate within three business days of your application. Working with a local company ensures you understand state specific rules like Iowa Code 535 which governs interest rates.

What Does a Mortgage Refinance Company in Johnston Cost?

Typical costs for a mortgage refinance in Iowa range from 2 to 5 percent of the loan amount. This includes an appraisal fee of 400 to 700 dollars, title search fees of 200 to 400 dollars, and lender origination fees of 0.5 to 1 percent of the loan. Iowa also imposes a mortgage recording tax of 0.10 percent. These costs vary by lender and loan type. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a mortgage refinance in Johnston Iowa?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Iowa lenders may also require a property appraisal to confirm home value.
How long does a mortgage refinance take in Iowa?
A standard refinance in Iowa usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.