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Directory of mortgage refinance companies in Winfield, Indiana. Verify credentials with the state mortgage licensing authority before hiring.
2 agents listed
Updated May 2026
Winfield, IN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Indiana before hiring.
Showing 2 mortgage refinance companies in Winfield, IN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Xpress Mortgage
3884 Brookside Dr, Winfield, IN 46307
2196635107
Xpress Mortgage
3884 Brookside Dr, Winfield, IN 46307
2196635107
A mortgage refinance company in Winfield, Indiana can help you adjust your home loan terms to fit your current financial goals. Indiana law requires lenders to provide clear disclosures under the Truth in Lending Act, and Winfield residents often refinance to take advantage of lower interest rates or to switch from an adjustable-rate to a fixed-rate mortgage. Local companies understand the Lake County real estate market and can guide you through the process.
What Does a Mortgage Refinance Company in Winfield Cost?
Typical costs for a mortgage refinance in Indiana include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title insurance costs of $500 to $1,000. Closing costs in Winfield often range from $2,000 to $5,000 depending on the loan size and lender. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Winfield?
You typically need pay stubs, tax returns, bank statements, and a copy of your current mortgage. Indiana lenders also require proof of homeowners insurance and a property appraisal.
How long does a mortgage refinance take in Indiana?
A standard refinance in Indiana usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
Are there Indiana laws that affect refinancing costs?
Yes, Indiana requires lenders to provide a Loan Estimate within three business days of application. The state also caps certain recording fees and allows for a three-day right of rescission on most refinances.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Indiana.