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Find Mortgage Refinance Companies Near You in Richmond, IN
Directory of mortgage refinance companies in Richmond, Indiana. Verify credentials with the state mortgage licensing authority before hiring.
8 agents listed
Updated May 2026
Richmond, IN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Indiana before hiring.
Showing 8 mortgage refinance companies in Richmond, IN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
KTL Performance Mortgage Richmond
3363 E Main St, Richmond, IN 47374
7652734711
PrimeLending, A PlainsCapital Company - Richmond
913 E Main St Suite A, Office 1, Richmond, IN 47374
7654397002
Alex Pressly - USA Mortgage
900 N E St, Richmond, IN 47374
9374671215
Hometown Mortgage Team
10 SW 5th St, Richmond, IN 47374
7048385976
US Bank Mortgage
531 E Main St, Richmond, IN 47374
8008722657
Chase Home Lending
4400 E Main St, Richmond, IN 47374
4046670941
Richmond Mortgage Refinance
3531 SW P St, Richmond, IN 47374
7659773245
US Bank Mortgage
905 Locust Dr, Richmond, IN 47374
8008722657
Mortgage refinance companies in Richmond, Indiana help homeowners lower their interest rate, change loan terms, or access home equity. Indiana law requires lenders to provide a Loan Estimate within three business days of application. Local refinance options include conventional, FHA, and VA loans tailored to Wayne County property values.
What Does a Mortgage Refinance Company in Richmond Cost?
Typical costs for a mortgage refinance in Indiana range from 2% to 5% of the loan amount. For a $150,000 loan, this means $3,000 to $7,500 in fees including appraisal, origination, and title insurance. Costs vary by lender and loan type. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Richmond Indiana?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Indiana lenders may also require a property appraisal to confirm home value.
How long does a mortgage refinance take in Indiana?
A standard refinance in Indiana usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
Are there Indiana specific rules for mortgage refinance?
Indiana follows federal Truth in Lending Act rules and requires lenders to disclose all fees upfront. Indiana also has a 3 day right of rescission period after closing for most refinances.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Indiana.