Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Indiana before hiring.
Showing 8 mortgage refinance companies in Portage, IN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Amanda McKenzie - First Community Mortgage - NMLS ID 372937
3190 Willowcreek Rd Suite C, Portage, IN 46368
2198411316
Diamond Residential Mortgage Corporation
3193 Willowcreek Rd, Portage, IN 46368
2197628616
OneMain Financial
3175 Willowcreek Rd, Portage, IN 46368
2197634967
Corey Perez Diamond Residential Mortgage
3193 Willowcreek Rd, Portage, IN 46368
2197628616
1st Source Mortgage
6043 Central Ave, Portage, IN 46368
2194762683
Leslie Bernacki - Chase Home Lending Advisor - NMLS ID 580840
3275 Willowcreek Rd, Portage, IN 46368
2192181529
Tim Beal - Diamond Residential Mortgage Corporation
3193 Willowcreek Rd, Portage, IN 46368
2197628616
Chase Home Lending
3275 Willowcreek Rd, Portage, IN 46368
2192181529
What Does a Mortgage Refinance Company in Portage Cost?
Typical costs for a mortgage refinance in Portage Indiana include an origination fee of 0.5 to 1.0 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance of 500 to 1,000 dollars. Closing costs usually total 2 to 5 percent of the loan principal. Indiana also charges a 0.15 percent mortgage recording tax. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the typical timeline for refinancing in Portage Indiana?
The refinance process in Indiana usually takes 30 to 45 days from application to closing. Indiana law mandates a three-day right of rescission after signing for most refinances. Delays can occur if an appraisal or title work is needed.
Do I need a home appraisal to refinance in Portage Indiana?
Most lenders in Indiana require a home appraisal to confirm the property value. Some streamline programs may waive the appraisal if you have a government-backed loan. The appraisal cost in Porter County ranges from 400 to 700 dollars.
What Indiana laws affect mortgage refinance costs?
Indiana does not cap lender fees or interest rates, but lenders must follow federal truth in lending rules. Indiana charges a mortgage recording tax of 0.15 percent of the loan amount. You may also pay state transfer taxes if the deed is updated.